Account fees, tiers, and limits

Tiers & limits

• Tier 1: ₦50,000 daily limit, ₦300,000 balance cap.
• Tier 2: ₦200,000 daily limit, ₦2,000,000 balance cap (needs NIN + BVN).

Daily limit = total moved across all types in a day. Individual transaction limits shown before confirm.

Free daily transfer

Your first transfer of the day up to ₦5,000 is free. One per day, resets daily. After that: ₦50 (≤₦5,000), ₦70 (₦5,001–₦9,999), ₦115 (≥₦10,000 + ₦50 EMTL stamp duty).

Account maintenance fee: ₦200/month

Charged on your signup anniversary in months where you completed more than 5 transactions AND your wallet balance is ≥ ₦500. If balance is lower, it's charged the first time it reaches ₦500. Covers WhatsApp (Meta) messaging costs.

Other fees (see pricing page for full list)

• Deposits: free
• Aurra-to-Aurra transfers: free
• Airtime: face value (no fee)
• Data: plan price shown (markup included)
• Cable TV: ₦100
• Electricity: ₦50
• Savings Box early break: 1% (one free break per box)