Name: Aurra
Author: Aurra

Question 1

How does Aurra work?

Accepted Answer

Aurra uses WhatsApp Flows, guided screens where you tap to select options, enter amounts, and confirm. You get a personal virtual bank account number, then send money, buy airtime, or pay bills by tapping through simple screens. Every transaction requires your 6-digit PIN.

Question 2

Is Aurra safe to use?

Accepted Answer

Yes. Aurra never holds your money. Your money is held in a regulated CBN-licensed institution. Your PIN is hashed with bcrypt (never stored in plaintext) and your data is encrypted in transit and at rest.

Question 3

How much does Aurra charge for transfers?

Accepted Answer

Your first transfer of the day up to ₦5,000 is free (one free transfer per day). After that, deposits are FREE (no fee), wallet transfers cost ₦50 up to ₦5,000, ₦70 for ₦5,001 to ₦9,999, and ₦115 for ₦10,000 and above, plus a ₦50 government stamp duty (EMTL) on transfers of ₦10,000 or more. Savings Box early break fee is 1% (1 free break per box). Airtime and Aurra-to-Aurra transfers are free; data has no separate fee (a small markup is included in the plan price). Cable TV bill payments cost ₦100, electricity ₦50.

Question 4

Which banks does Aurra support?

Accepted Answer

Aurra supports all Nigerian banks including GTBank, Access Bank, Zenith Bank, First Bank, UBA, Fidelity, Kuda, Opay, Palmpay, and more.

Question 5

Can I buy airtime on Aurra?

Accepted Answer

Yes. You can buy airtime for MTN, Airtel, Glo, and 9mobile, for yourself or any number, at face value with no fee on top.

Welcome back