Name: Aurra
Author: Aurra

Question 1

How does Aurra work?

Accepted Answer

Aurra uses WhatsApp Flows, guided screens where you tap to select options, enter amounts, and confirm. You get a personal virtual bank account number, then send money, buy airtime, or pay bills by tapping through simple screens. Every transaction requires your 6-digit PIN.

Question 2

Is Aurra safe to use?

Accepted Answer

Yes. Aurra never holds your money. Your money is held in a regulated CBN-licensed institution. Your PIN is hashed with bcrypt (never stored in plaintext) and your data is encrypted in transit and at rest.

Question 3

How much does Aurra charge for transfers?

Accepted Answer

Your first transfer of the day up to ₦5,000 is free (one free transfer per day). After that, deposits are FREE (no fee), wallet transfers cost ₦50 up to ₦5,000, ₦70 for ₦5,001 to ₦9,999, and ₦115 for ₦10,000 and above, plus a ₦50 government stamp duty (EMTL) on transfers of ₦10,000 or more. Savings Box early break fee is 1% (1 free break per box). Airtime and Aurra-to-Aurra transfers are free; data has no separate fee (a small markup is included in the plan price). Cable TV bill payments cost ₦100, electricity ₦50.

Question 4

Which banks does Aurra support?

Accepted Answer

Aurra supports all Nigerian banks including GTBank, Access Bank, Zenith Bank, First Bank, UBA, Fidelity, Kuda, Opay, Palmpay, and more.

Question 5

Can I buy airtime on Aurra?

Accepted Answer

Yes. You can buy airtime for MTN, Airtel, Glo, and 9mobile, for yourself or any number, at face value with no fee on top.

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